Terms of Use

Please read these terms carefully before using our financial education platform and budget allocation services

Effective Date: January 15, 2025

Agreement to Terms

By accessing and using CloudX StreamOn's financial education platform at cloudx-streamon.com, you accept and agree to be bound by these Terms of Use. Our platform specializes in budget allocation methods and financial planning education for individuals and businesses operating in Vietnam and internationally.

These terms constitute a legally binding agreement between you and CloudX StreamOn. If you disagree with any part of these terms, you should discontinue use of our services immediately.

Your continued use of our platform after any modifications to these terms constitutes acceptance of those changes.

Service Description

CloudX StreamOn provides comprehensive financial education focused on budget allocation methodologies, expense management strategies, and financial planning techniques. Our services include educational content, interactive learning modules, and practical tools designed to improve financial decision-making capabilities.

Educational Content

Our platform offers courses, articles, tutorials, and resources covering various aspects of personal and business financial management. Content is regularly updated to reflect current market conditions and best practices in financial planning.

Interactive Tools

We provide budget calculation tools, allocation simulators, and planning templates to support practical application of learned concepts. These tools are for educational purposes and should not replace professional financial advice.

User Responsibilities and Conduct

Users must provide accurate information when creating accounts and maintain the confidentiality of login credentials. You are responsible for all activities occurring under your account.

  • Maintain accurate and up-to-date account information
  • Use the platform solely for educational and personal development purposes
  • Respect intellectual property rights of all content provided
  • Refrain from sharing login credentials with unauthorized parties
  • Report any security breaches or unauthorized access immediately
  • Comply with all applicable laws and regulations in your jurisdiction

Any violation of these conduct guidelines may result in immediate suspension or termination of your access to our platform.

Intellectual Property Rights

All content, materials, courses, tools, and resources available on CloudX StreamOn are protected by copyright, trademark, and other intellectual property laws. This includes but is not limited to text, graphics, logos, images, software, and educational methodologies.

Usage Rights

Users are granted a limited, non-exclusive, non-transferable license to access and use our educational content for personal learning purposes only. Commercial use, redistribution, or resale of our content is strictly prohibited without explicit written permission.

User-Generated Content

Any content you submit to our platform, including comments, questions, or feedback, becomes our property and may be used for educational and promotional purposes. You retain ownership of your personal data as outlined in our Privacy Policy.

Privacy and Data Protection

We collect and process personal information in accordance with Vietnamese data protection laws and international privacy standards. Our comprehensive Privacy Policy details how we handle, store, and protect your personal information.

By using our services, you consent to the collection and processing of your data as described in our Privacy Policy. We implement appropriate security measures to protect your information from unauthorized access, alteration, or disclosure.

  • Personal information is collected only for legitimate educational purposes
  • Data is stored securely using industry-standard encryption methods
  • Information is not shared with third parties without your consent
  • You may request access to or deletion of your personal data at any time

Financial Disclaimer

CloudX StreamOn provides educational content only and does not offer personalized financial advice, investment recommendations, or professional financial planning services. Our budget allocation methods and financial education materials are designed for general learning purposes.

All financial decisions remain your responsibility. We strongly recommend consulting with qualified financial professionals before making significant financial commitments or investment decisions.

Past performance examples used in our educational content do not guarantee future results. Financial markets and personal circumstances vary significantly, and outcomes may differ substantially from educational scenarios presented.

Risk Acknowledgment

Users acknowledge that all financial planning and investment activities involve risk. CloudX StreamOn accepts no responsibility for financial losses resulting from decisions made based on our educational content.

Service Availability and Modifications

We strive to maintain continuous platform availability but cannot guarantee uninterrupted service. Scheduled maintenance, technical difficulties, or unforeseen circumstances may temporarily affect access to our educational resources.

CloudX StreamOn reserves the right to modify, update, or discontinue any aspect of our services at our discretion. We will provide reasonable notice of significant changes that may affect your use of the platform.

  • Course content may be updated to reflect current financial practices
  • New features and tools may be added to enhance learning experiences
  • Platform interface improvements may be implemented periodically
  • Legacy content may be archived or removed as educational standards evolve

Limitation of Liability

CloudX StreamOn's liability is limited to the maximum extent permitted by applicable law. We shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our educational platform.

Our total liability for any claims arising from these terms or your use of our services shall not exceed the amount you have paid for accessing our premium content during the twelve months preceding the claim.

Force Majeure

We are not responsible for delays or failures in service delivery caused by circumstances beyond our reasonable control, including natural disasters, government actions, internet service disruptions, or other force majeure events.

Account Termination

Either party may terminate this agreement at any time with reasonable notice. You may close your account through your profile settings or by contacting our support team directly.

We reserve the right to suspend or terminate accounts that violate these terms, engage in fraudulent activities, or pose security risks to our platform or other users. Terminated users forfeit access to premium content and any unused subscription benefits.

Upon termination, your access to educational content will cease immediately, though you may retain materials downloaded for personal use in accordance with our intellectual property guidelines.

Governing Law and Dispute Resolution

These terms are governed by the laws of Vietnam, and any disputes shall be resolved through Vietnamese courts or agreed-upon arbitration procedures. We encourage users to contact us directly to resolve concerns before pursuing formal legal action.

For international users, local consumer protection laws may provide additional rights that supersede certain provisions of these terms. We respect and comply with applicable international regulations governing online education services.

Contact for Disputes

Before initiating formal dispute resolution procedures, please contact our support team to discuss your concerns. Many issues can be resolved through direct communication and mutual understanding.

Questions About These Terms?

71 Đường Phan Đình Phùng, Phường 2, Thành phố Cà Mau, Cà Mau, Vietnam
Phone: +842113881717
Email: support@cloudx-streamon.com